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December 15
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» LBPEA NEB ATTENDS APPRECIATIVE LEADERSHIP SEMINAR
HMO UPDATE as of Dec 22 Icon_minitime1Thu Nov 23, 2017 10:36 am by sonia

» HMO ENROLLMENT FOR 2018
HMO UPDATE as of Dec 22 Icon_minitime1Wed Nov 22, 2017 9:24 am by sonia

» A message from LBPEA Visayas Director SONIA D. BROTARLO
HMO UPDATE as of Dec 22 Icon_minitime1Thu Nov 16, 2017 10:30 am by sonia

A message from LBPEA Visayas Director SONIA D. BROTARLO
HMO UPDATE as of Dec 22 Icon_minitime1Thu Nov 16, 2017 10:30 am by sonia
HMO UPDATE as of Dec 22 Sonia10

It has been two (2) years and six (6) months that this website was closed.  Many were disappointed with the closure but we have to keep up with the fast changing technology - facebook and twitter, among others.  
 
With the remaining one month and a half of my stint as Director for Visayas, I have been ruminative as to the manner of my “consummatum est” in LBPEA.  Thus  here I am re-opening the website pro hac vice for my grand exit. 
 
This is the medium where you first knew me and this is where I want to personally reach out to you to express my deepest and heartfelt “THANK YOU” for all the years that you trusted me. 
 


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 HMO UPDATE as of Dec 22

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sonia
Admin


Number of posts : 1428
Registration date : 2008-12-16

HMO UPDATE as of Dec 22 Empty
PostSubject: HMO UPDATE as of Dec 22   HMO UPDATE as of Dec 22 Icon_minitime1Thu Dec 22, 2011 12:04 pm

Info from LBPEA Secretary General Weng Leones also a member of the PFO Board:

Deadline for submission of HMO Application is on December 29 but the forms will be out anytime after the HMO Committee will finish the preparation of the guidelines. The Committee is having an ongoing meeting today to finalize the guidelines.

Approved in principle by PFO is the granting of hmo loan facility at P75T per employee for the payment of excess in hmo premium of principal, QDs, and EFMs. This will be payable from our future benefits and not through monthly deduction. The PFO Board will have its meeting on December 28.

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GOLDEN

GOLDEN

Number of posts : 73
Registration date : 2009-12-21

HMO UPDATE as of Dec 22 Empty
PostSubject: Re: HMO UPDATE as of Dec 22   HMO UPDATE as of Dec 22 Icon_minitime1Thu Dec 22, 2011 12:51 pm

ask ko lang mam sonia kung ang e-grant lang ng pfo for hmo loan ay ang excess sa tab or 75t kahit walang excess sa tab?
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sonia
Admin


Number of posts : 1428
Registration date : 2008-12-16

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PostSubject: Re: HMO UPDATE as of Dec 22   HMO UPDATE as of Dec 22 Icon_minitime1Thu Dec 22, 2011 1:00 pm

GOLDEN:
for hmo payment lang talaga ito yong walang babayaran po ay hindi bibigyan ng loan at kung ang excess for hmo payment ay less than P75t yong sobra po hindi pwede ibigay sa empleyado as cash.


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batman_E289

batman_E289

Number of posts : 544
Age : 42
Registration date : 2010-10-28

HMO UPDATE as of Dec 22 Empty
PostSubject: Re: HMO UPDATE as of Dec 22   HMO UPDATE as of Dec 22 Icon_minitime1Thu Dec 22, 2011 5:01 pm

example:

scenario A:

principal(plan 800)_______11,880

1 QD(plan 800)__________10,692

1 EFM(plan 800)_________23,840

Total premium payable____46,412

less: TAB_______________13,000

deficiency(thru PFO)_____33,412

scenario B:

principal(plan 800)_______11,880

4 QDs(plan 800)_________42,768

2 EFM(plan 800)_________47,680

Total premium payable____102,328

less TAB________________13,000

total deficiency__________89,328

thru PFO________________75,000

cash out(for deposit)______14,328
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hasekdom



Number of posts : 13
Registration date : 2011-06-14

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PostSubject: Re: HMO UPDATE as of Dec 22   HMO UPDATE as of Dec 22 Icon_minitime1Fri Dec 23, 2011 10:59 am

This will be payable from our future benefits and not through monthly deduction.

full po ba or unti2x lng xa ideduct sa ating marereceive na benefits..

tnx po?
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batman_E289

batman_E289

Number of posts : 544
Age : 42
Registration date : 2010-10-28

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PostSubject: Re: HMO UPDATE as of Dec 22   HMO UPDATE as of Dec 22 Icon_minitime1Fri Dec 23, 2011 3:21 pm

staggered po deduction sa mga benefits natin.
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5213



Number of posts : 145
Registration date : 2011-03-25

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PostSubject: Re: HMO UPDATE as of Dec 22   HMO UPDATE as of Dec 22 Icon_minitime1Fri Dec 23, 2011 4:43 pm

Mag susubmit pa ba ng application form para doon s mg aavail ng loan s PFO donn s may mga deficiency s HMO premium?
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sonia
Admin


Number of posts : 1428
Registration date : 2008-12-16

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PostSubject: Re: HMO UPDATE as of Dec 22   HMO UPDATE as of Dec 22 Icon_minitime1Fri Dec 23, 2011 5:12 pm

hindi na po kailangan ng pfo loan application form yong sa hmo form mismo may nakalagay na portion doon sa page 1 na payment option - advances from the Bank/PFO paki check lang po



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bankereg8



Number of posts : 112
Registration date : 2010-10-30

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PostSubject: Re: HMO UPDATE as of Dec 22   HMO UPDATE as of Dec 22 Icon_minitime1Fri Dec 23, 2011 5:52 pm

MERRY CHRISTMAS MADAM SONIA, TO THE NEB AND LBPEA!!!!

MERRY CRHISTMAS TO EVERYBODY!!!!
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sonia
Admin


Number of posts : 1428
Registration date : 2008-12-16

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PostSubject: Re: HMO UPDATE as of Dec 22   HMO UPDATE as of Dec 22 Icon_minitime1Sat Dec 24, 2011 10:09 pm

MERRY CHRISTMAS PETE, AOC8 AND TO ALL THE LANDBANKERS santa
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palosapis

palosapis

Number of posts : 102
Registration date : 2011-02-21

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PostSubject: Re: HMO UPDATE as of Dec 22   HMO UPDATE as of Dec 22 Icon_minitime1Mon Dec 26, 2011 12:13 pm

sabi ni Mam Sonia "for hmo payment lang talaga ito yong walang babayaran po ay hindi bibigyan ng loan at kung ang excess for hmo payment ay less than P75t yong sobra po hindi pwede ibigay sa empleyado as cash."

Sayang, akala ko pwedeng makuha yun , sana may pang New Year na ako..Joke.joke...
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ChrysChaps

ChrysChaps

Number of posts : 30
Age : 39
Registration date : 2011-07-11

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PostSubject: Re: HMO UPDATE as of Dec 22   HMO UPDATE as of Dec 22 Icon_minitime1Mon Dec 26, 2011 2:02 pm

paano po if gusto mag-avail ng maternity benefit?
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sonia
Admin


Number of posts : 1428
Registration date : 2008-12-16

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PostSubject: Re: HMO UPDATE as of Dec 22   HMO UPDATE as of Dec 22 Icon_minitime1Mon Dec 26, 2011 5:02 pm

palosapis:
sorry po talagang exclusively for hmo payment lang ang facility na ito ng PFO at the fact na hindi ibabawas ito sa net pay natin is good for us kasi hindi affected ang renewal ng APL natin


ChrysChaps:
Medicard did not offer maternity benefit because of low enrollees the past years.

This information was given by LBPEA Representative to the HMO Committee-Sir Batman.




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Jocal

Jocal

Number of posts : 78
Registration date : 2011-03-03

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PostSubject: Re: HMO UPDATE as of Dec 22   HMO UPDATE as of Dec 22 Icon_minitime1Tue Dec 27, 2011 12:55 pm

Nakasaad po sa HMO Application Form "Min. of plan for Principal Members is Plan 600. No Upgrading of existing Plans. Members previously enrolled under Plans 500 & 600 are automatically enrolled under plan 600. ........ " ibig bang sabihin nito ay hnd na kailangan magsubmit ng HMO Application?
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sonia
Admin


Number of posts : 1428
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PostSubject: Re: HMO UPDATE as of Dec 22   HMO UPDATE as of Dec 22 Icon_minitime1Tue Dec 27, 2011 5:02 pm

jlc084777:
We still need to submit an hmo application form because this will be at the same time our loan application form with PFO. However, should an employee fails to submit this form only the principal employee would be enrolled without the dependents.


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specialist

specialist

Number of posts : 159
Age : 50
Registration date : 2009-01-22

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PostSubject: Re: HMO UPDATE as of Dec 22   HMO UPDATE as of Dec 22 Icon_minitime1Wed Dec 28, 2011 8:46 am

Pwede po bang mag-enroll ng new EFM?
APE (ano nga po ibig sabihin nito) of dependents are basic 5 lang daw po (CBC, CHEST X-RY,URINALYSIS, FECALYSIS & ECG). Does it mean na if the doctor requested/suggested further lab test, hindi na covered. How about CT scan, bone dexa, etc.
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specialist

specialist

Number of posts : 159
Age : 50
Registration date : 2009-01-22

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PostSubject: Re: HMO UPDATE as of Dec 22   HMO UPDATE as of Dec 22 Icon_minitime1Wed Dec 28, 2011 9:10 am

When i read the advisory regarding the HMO selection, procedures in selection is somewhat acceptable, but the contract and coverage of the provider has never been given much review and i don't questions the committees, technical know how on the field of medical but it would be better they should involved in their committee member a medical expert. I think would be more convincing and acceptable if all content of the contract being review by a more knowledgeable specifically in the field of medical arena. the contract would be much favorable i think on our side.
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9308

9308

Number of posts : 238
Registration date : 2010-05-18

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PostSubject: Re: HMO UPDATE as of Dec 22   HMO UPDATE as of Dec 22 Icon_minitime1Wed Dec 28, 2011 9:29 am

PF LOAN-HMO PREM PAYMENT-2% INT-NO CASH PROCEEDS FROM PFO SHOULD HMO PAYABLE IS LESS THAN P75K

WHAT WILL HAPPEN THEN?? WOULD IT MEAN THAT MY HMO APPLICATION FOR 2012 WITH MY QD'S BE DENIED OR REJECTED CAUSE MY EXCESS IS JUST 30K+.... WHAT SHOULD HAD BEEN POSTED HERE FOR THE PAST DAYS SHOULD BE PF LOAN-HMO PREM PAYMENT-2% INT. FOR THOSE HMO PAYABLE IS P75K OR MORE.

FOR THOSE WHOSE EXCESS IS BELOW 75K MAY NATIRA PA BA SA HOUSING DIVIDENDS PARA PAMBAYAD SA MEDICARD?

CAN WE JUST AVAIL THAT 75K PARA MABAYARAN NAMAN NAMIN ANG MEDICARD ANYWAY MAY 2% INTEREST NAMAN, DI NAMAN KAYA PWEDE SALARY DEDUCTION DAHIL COA FINDINGS.... BAKA SA BOMBAY NA NAMAN KAMI LALAPIT.
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fighter

fighter

Number of posts : 17
Registration date : 2011-12-06

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PostSubject: Re: HMO UPDATE as of Dec 22   HMO UPDATE as of Dec 22 Icon_minitime1Wed Dec 28, 2011 10:10 am

HOY! KAHIT BUONG BANKO BIGAY SAYO DI KA MAKONTETO MAGRESIGN KA!!!
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9308

9308

Number of posts : 238
Registration date : 2010-05-18

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PostSubject: Re: HMO UPDATE as of Dec 22   HMO UPDATE as of Dec 22 Icon_minitime1Wed Dec 28, 2011 10:16 am

Subject: LBPEA ADVISORY ON HMO Mon Dec 26, 2011 2:50 pm
________________________________________

PARA SA YO FIGHTER MAGBASA KA



Text message from VP Shirley Meera:

2 all R&F: Pls b advsd dat HMO prem pymnt 4 QDs in xces of TAB or EFMs may b pd thru PFO (max 75k) at 2% dedctble thru r bnfts in trnches. Chk box in ur HMO appln (up to Dec 29). Happy Holiday. LBPEA 2008-12
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fighter

fighter

Number of posts : 17
Registration date : 2011-12-06

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PostSubject: Re: HMO UPDATE as of Dec 22   HMO UPDATE as of Dec 22 Icon_minitime1Wed Dec 28, 2011 10:21 am

HOY GRINGO MARUNONG AKO MAGBASA AT MARUNONG AKO MAGPASALAMAT KUNG HINDI KA MAKONTENTO SA BINIBIGAY NG BANKO SA YO UMALIS KA TSUPEEE
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Jocal

Jocal

Number of posts : 78
Registration date : 2011-03-03

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PostSubject: Re: HMO UPDATE as of Dec 22   HMO UPDATE as of Dec 22 Icon_minitime1Wed Dec 28, 2011 10:23 am

For Gringo:

Ang sabi dito, Maximum Loanable is 75K... ibig sabihin kapag sumobra ang premiums mo sa 13K ( say P1.00 to P75K, chargeable yan sa PFO Loan mo) at kapag umabot sa P75,001.00 or more ang sobra mo, 75K ang chargeable sa PFO Loan at yung P1.00 or more ang magiging cashout mo for deposit to their account. ......... Advance Happy New Year!
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9308

9308

Number of posts : 238
Registration date : 2010-05-18

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PostSubject: Re: HMO UPDATE as of Dec 22   HMO UPDATE as of Dec 22 Icon_minitime1Wed Dec 28, 2011 10:49 am


jlc084777 wrote

Ang sabi dito, Maximum Loanable is 75K... ibig sabihin kapag sumobra ang premiums mo sa 13K ( say P1.00 to P75K, chargeable yan sa PFO Loan mo) at kapag umabot sa P75,001.00 or more ang sobra mo, 75K ang chargeable sa PFO Loan at yung P1.00 or more ang magiging cashout mo for deposit to their account. ......... Advance Happy New Year!


PF LOAN-HMO PREM PAYMENT-2% INT-NO CASH PROCEEDS FROM PFO SHOULD HMO PAYABLE IS LESS THAN P75K

PAKI EXPLAIN MO NGA NITO jlc AT AKO AY NALILITO..
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fighter

fighter

Number of posts : 17
Registration date : 2011-12-06

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PostSubject: Re: HMO UPDATE as of Dec 22   HMO UPDATE as of Dec 22 Icon_minitime1Wed Dec 28, 2011 11:04 am

AKALA KO BA NA HIRE NG BANKO MATATALINO HIRAP NG EXAM BAGO MAKAPASOK SIMPLENG ENGLISH DI MA GETS WALA KANG MAPAGKAPERAHAN KONG HINDI MAUBOS NG HMO PREMIUM MO ANG 75K PERO KG SUMOBRA SA 75K ANG BABAYARAN MO SA HMO SARILING GASTOS MO NA YAN
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Jocal

Jocal

Number of posts : 78
Registration date : 2011-03-03

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PostSubject: Re: HMO UPDATE as of Dec 22   HMO UPDATE as of Dec 22 Icon_minitime1Wed Dec 28, 2011 11:20 am

For Gringo:

Ganito yun, kung ang premium payable mo after applying the TAB na 13k is say 40K, yan ang babayaran thru PFO Loan.. ibig sabihin hangang 40K lng ang ipapaloan sayo ng PFO......pero kung higit pa sa 75K ang premium payable mo, say 90K, 75k ang magiging PFO loan mo pambayad sa HMO premium at yung 15K babayaran mo manggagaling sa sarili mong bulsa (for deposit sa account nila). isama mo sa HMO application yung deposit slip patunay na nagbayad ka para maprocess nila ang HMO application mo.....
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JOTAGS

JOTAGS

Number of posts : 57
Age : 46
Registration date : 2011-05-25

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PostSubject: Re: HMO UPDATE as of Dec 22   HMO UPDATE as of Dec 22 Icon_minitime1Wed Dec 28, 2011 12:01 pm

break muna kayo baka gutom lang yan...............new year pa naman dapat walang bangayan.
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9308

9308

Number of posts : 238
Registration date : 2010-05-18

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PostSubject: Re: HMO UPDATE as of Dec 22   HMO UPDATE as of Dec 22 Icon_minitime1Wed Dec 28, 2011 1:04 pm



FOR JLC,

LBPEA HAS POSTED THAT NO CASH PROCEEDS FROM PFO IF HMO PAYABLE IS BELOW 75K.

PF LOAN-HMO PREM PAYMENT-2% INT-NO CASH PROCEEDS FROM PFO SHOULD HMO PAYABLE IS LESS THAN P75K

MY TOTAL PAYABLE IS 44K, NOW REFER TO WHAT THEY POSTED...

FOR YOUR INFORMATION FIGHTER, OUR REGION CALLED UP LBPEA OFFICE FOR THIS MATTER AND THEY REPLIED THAT THERE WAS AN ERROR TO WHAT WAS LATELY POSTED.
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sonia
Admin


Number of posts : 1428
Registration date : 2008-12-16

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PostSubject: Re: HMO UPDATE as of Dec 22   HMO UPDATE as of Dec 22 Icon_minitime1Wed Dec 28, 2011 1:07 pm

For Gringo and Fighter:
Peace to you both! We your LBPEA Officers are doing everything to address our needs however there are limitations to what LBPEA can do and to what LANDBANK can give us.

Last year, the bank shouldered only excess in HMO premium for principal and QDs we shelled out from our personal earnings payment for our EFMs. However this year, through LBPEA's request EFMs are already included because we fully understand the expenses that we will be having this December. So that our xmas gift-grocery allowance, year end bonus and dividend for housing fund will answer for other expenditures including holiday expenses.

This hmo loan facility is purposely intended to pay our excess hmo premium and not for any purpose at all. We have other loan facility which we could avail should we need one.

Let us maintain professionalism in our comments in this website.


For jlc084777 :
Thanks for your patience in explaining to GRINGO his hmo concerns. I salute you Sir!




For Gringo:
There are inquiries from our fellow ranks kung pwede daw makuha ang sobra sa P75K kung ang babayaran natin ay mababa sa P75k. Halimbawa ang excess prem ko lang ay P40K so may 35K pa na sobra sa P75k kung pwede daw na makuha ito as pera kasi nga loan. Kaya po nakalagay na NO CASH PROCEEDS to emphasize na WALA CASH na ibibigay po halimbawa hindi maubos ang P75K na credit limit.

Maraming salamat po sa inyong katanungan para maliwanagan po tayong lahat!






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9308

9308

Number of posts : 238
Registration date : 2010-05-18

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PostSubject: Re: HMO UPDATE as of Dec 22   HMO UPDATE as of Dec 22 Icon_minitime1Wed Dec 28, 2011 2:23 pm


MA'AM SON, MAY NATANGGAP NA PO KAMING ADVISORY , MEDYO NAGULAT LANG PO AKO DON SA NA POST KAGABI KAYA NAPILITAN AKONG MAG REACT...BUT I NEVER USED ANY WORD TO BECOME BEING UNPROFESSIONAL.. TO CLEAR EVERY THING, WE CALLED LBPEA HO TO CLARIFY THIS MATTER...FORTUNATELY SOMEBODY EXPLAIN ,THATS WHY I BELIEVED KAYA NA EDIT NA. THANKS .HAPPY NEW YEAR MA'AM SONIA.
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JOTAGS

JOTAGS

Number of posts : 57
Age : 46
Registration date : 2011-05-25

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PostSubject: Re: HMO UPDATE as of Dec 22   HMO UPDATE as of Dec 22 Icon_minitime1Wed Dec 28, 2011 4:36 pm

Tama.............explanation lang yan

for fighter: FIGHTER ka nga pero dapat ilagay mo sa tamang lugar. Ang nilait mo is fellow landbanker how much more yung hindi taga LandBank?

for JLC: buti nalang may magandang loob ka ky Gringo......

for Maam Sonia: at least u were there...........

HAPPY NEW YEAR
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JOTAGS

JOTAGS

Number of posts : 57
Age : 46
Registration date : 2011-05-25

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PostSubject: Re: HMO UPDATE as of Dec 22   HMO UPDATE as of Dec 22 Icon_minitime1Wed Dec 28, 2011 4:39 pm

fighter wrote:
AKALA KO BA NA HIRE NG BANKO MATATALINO HIRAP NG EXAM BAGO MAKAPASOK SIMPLENG ENGLISH DI MA GETS WALA KANG MAPAGKAPERAHAN KONG HINDI MAUBOS NG HMO PREMIUM MO ANG 75K PERO KG SUMOBRA SA 75K ANG BABAYARAN MO SA HMO SARILING GASTOS MO NA YAN

ARAY KO!!!!SAKIT NUN HAH! santa
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Jocal

Jocal

Number of posts : 78
Registration date : 2011-03-03

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PostSubject: Re: HMO UPDATE as of Dec 22   HMO UPDATE as of Dec 22 Icon_minitime1Wed Dec 28, 2011 6:47 pm

sonia wrote:


For jlc084777 :
Thanks for your patience in explaining to GRINGO his hmo concerns. I salute you Sir!



Sana naliwanagan c Gringo sa paliwanag ko Ma'am Sonia... A properous New Year to All..!!
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